Personal Finance Templates Google Sheets

Get these 34 free google sheets personal finance templates for various personal finance calculations and tracking like 401k planning, 401k reallocation, balloon payment calculations, comparing buy vs lease car, calculating capital gain or loss from investing, college monthly budget planning, future value of retirement plans and many more.

Here are the list of templates you can download for free:-

#1: 401k-Planner Template

A 401k planner is a financial advisor who helps individuals save for retirement by investing in a 401k plan. A 401k plan is a retirement savings plan that allows individuals to save and invest for retirement on a tax-deferred basis.

Get the template here: Free 401k-Planner Template Google Sheets

#2: 401K Reallocation Template

401k reallocation is the process of moving funds from one investment option to another within a 401k retirement plan. This may be done to take advantage of changes in the market, to rebalance a portfolio, or for other reasons.

Get the template here: Free 401K Reallocation Template Google Sheets

#3: Balloon Payment Loan Template

A balloon payment loan is different from a personal loan in that the balloon payment is typically equal to the loan’s remaining balance. Personal loans typically have a fixed monthly payment.

Get the template here: Free Balloon Payment Loan Template Google Sheets

#4: Buy vs Lease Car Template

Use this template to calculate the cost involved in buying a car and compare that against the cost involved in leasing a car.

Get the template here: Free Buy vs Lease Car Template Google Sheets

#5: Capital Gain and Loss Template

A capital gain or loss is the difference between the original cost of an investment and its current market value.

Get the template here: Free Capital Gain and Loss Template Google Sheets

#6: College Monthly Budget Template

Use this template to plan your college budget. While this template allows you to plan monthly, you can use the same to plan annual budget as well.

Get the template here: Free College Monthly Budget Template Google Sheets

#7: Extra Payment Analyzer Template

Extra payment during loan term is additional payment of principal that is made during the life of a loan. Use this template to analyze the extra payment.

Get the template here: Free Extra Payment Analyzer Template Google Sheets

#8: 12 Months Family Budget Template

A family budget is a plan for how a family will spend its money. It includes income, savings, and expenses. Use this template to plan your annual family budget over the period of 12 months.

Get the template here: Free 12 Months Family Budget Template Google Sheets

#9: Financial Calculator Template

Here you have 8 important financial calculators that you can use for planning your financial future.

Get the template here: Free Financial Calculator Template Google Sheets

#10: Financial Condition and Projection Template

A personal finance projection is an estimate of an individual’s future financial situation, based on current income, expenses, and debts. It can be used to help individuals make financial decisions, such as whether to save money or make investments.

Get the template here: Free Financial Condition and Projection Template Google Sheets

#11: Future Value Annuity Template

Calculating the future value of an annuity is important because it allows you to know how much money the policy will pay out over its lifetime. You can use this template to calculate the future value of annuity.

Get the template here: Free Future Value Annuity Template Google Sheets

#12: FV of Retirement Plans

A retirement plan is a financial strategy that allows an individual to save for and eventually live on during retirement. You can use this template to calculate the future value of retirement plans.

Get the template here: Free FV of Retirement Plans Template Google Sheets

#13: Gas Mileage Cost Calculator Template

Use this template to keep a log of all your gas mileage cost for your business trips.

Get the template here: Free Gas Mileage Cost Calculator Template Google Sheets

#14: Holiday Budget Template

A holiday budget is a budget that is set aside for the purpose of spending on a holiday or vacation. This type of budget may be created in advance of a trip, or it may be created during the trip itself. You can use this template to plan your holiday budget.

Get the template here: Free Holiday Budget Template Google Sheets

#15: Investment Log Template

An investment log is a record of all the investments that have been made by an individual or organization. It includes the date, the amount invested, the type of investment, and the result of the investment.

Get the template here: Free Investment Log Template Google Sheets

#16: Investment Record Template

Use this template to record all your investments in one place.

Get the template here: Free Investment Record Template Google Sheets

#17: Loan Calculators Template

Use these templates for various loan calculations like add-on interest loan, loan consolidation, loan refinancing, payoff amount, single payment discounted loan, precomputed interest loan and ballon loan.

Get the template here: Free Loan Calculators Template Google Sheets

#18: Monthly Annual Income Expense Tracker Template

Use this template to keep track of your annual income and expense details. The template has option of recording monthly transaction details.

Get the template here: Free Monthly Annual Income Expense Tracker Template Google Sheets

#19: Monthly Budget Template

A household monthly budget is a plan that allocates your income towards expenses for the month. This budget should factor in your regular bills, savings goals, and other necessary costs.

Get the template here: Free Monthly Budget Template Google Sheets

#20: Personal Budget Template

Personal budget templates allow a person to keep track of his or her finances. It helps you plan your financial future better.

Get the template here: Free Personal Budget Template Google Sheets

#21: Personal Net Worth Calculator Template

Personal net worth is the total value of a person’s assets minus the total of their liabilities.

Get the template here: Free Personal Net Worth Calculator Template Google Sheets

#22: Present Value Annuity Template

An annuity is a financial product that pays out income in regular payments. You can use this template to calculate the present value (PV) of annuity.

Get the template here: Free Present Value Annuity Template Google Sheets

#23: Present Value Lump Sum Template

A lump sum amount is a single payment of money that is typically paid all at once, rather than in installments. You can use this template to calculate the present value (PV) of annuity.

Get the template here: Free Present Value Lump Sum Template Google Sheets

#24: Retirement Budget Template

A retirement budget is a budget that is created specifically for someone who is retired. This type of budget often includes a lower income than what the person was used to while working, and it may also account for things like increased medical expenses.

Get the template here: Free Retirement Budget Template Google Sheets

#25: Retirement Income Tax Template

Retirement tax planning is the process of minimizing the amount of taxes that a person will owe after they retire. This can be done by taking advantage of tax breaks and deductions, and by carefully planning how the person’s income will be taxed.

Get the template here: Free Retirement Income Tax Template Google Sheets

#26: Retirement Plan Contribution Template

A retirement plan contribution is a sum of money that an individual saves for their retirement. Retirement plan contributions are typically made into a retirement account, such as a 401(k) or an IRA.

Get the template here: Free Retirement Plan Contribution Template Google Sheets

#27: Retirement Plans Template

Use this template to keep track of all of your retirement plans.

Get the template here: Free Retirement Plans Template Google Sheets

#28: Sample Home Budget Template

A home budget is a financial plan that includes all of the expected income and expenses for a household over a specified period of time, typically one month.

Get the template here: Free Sample Home Budget Template Google Sheets

#29: Sample Indebtedness Schedule Template

An indebtedness schedule is a list of all the money that a person or company owes.

Get the template here: Free Sample Indebtedness Schedule Template Google Sheets

#30: Statement of Net Worth Template

Your personal net worth is the sum total of all your assets (property, savings, investments, etc.) minus any debts and other liabilities you may have.

Get the template here: Free Statement of Net Worth Template Google Sheets

#31: Wealth Accumulation Template

Wealth accumulation is the process of amassing money and other assets over time. This can be done through a variety of means, including earning a high income, investing in property or stocks.

Get the template here: Free Wealth Accumulation Template Google Sheets

#32: Year End Tax Plan Template

A year-end tax plan is a strategic plan designed to minimize an individual’s taxable income for the year. This can be done by taking advantage of tax deductions and credits, as well as timing income and expenses in a way that minimizes the amount of taxes owed.

Get the template here: Free Year End Tax Plan Template Google Sheets

#33: Yearly Budget Template

Use this template to plan your yearly budget and keep track of your income and expenses.

Get the template here: Free Yearly Budget Template Google Sheets

#34: 7 Year Balloon Loan Template

You can calculate the 7 year ballon loan monthly payment details using this template. This will help you visualize the entire payment schedule over the loan term.

Get the template here: Free 7 Year Balloon Loan Template Google Sheets

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